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In an effort to abide by social distancing and ensure the safety of our staff, customers and communities, we have moved our presentation centres completely online. You can continue to explore Aspen Ridge’s homes through our website, and you can reach our presentation centres by email, phone, video conference or live chat.


Guiding The First-Time Buyer.

Aside from your wedding, buying your first home may be one of the biggest steps you take in your life. It can also be one of the biggest risks – and that’s why it’s essential to do your research.

Whether you’re fresh out of school with a lump-sum of savings, or ready to start your family, buying your first home does not happen overnight, and in no way should it be a sporadic decision. Here are a few things that any first-time homebuyer should always do. 

Understand Your Financial Health

Before falling in love with your dream home and planning out where all your furniture will go, it’s important to know where you stand financially. Not just know it, but also understand what it will look like in the months and years to come.

Begin by looking at your savings. Within the money you put aside, you should have a minimum of three to six months worth of living expenses, on top of what you plan on spending as a down payment. Then, create a comprehensive budget for each month, and include everything from mandatory expenses to costs for entertainment and dining out. It requires some time and work, but it’s guaranteed to pay off in the long run. (Don’t forget to calculate pre-move expenses, either).  

Find a Realtor

Finding a realtor is one of the most important steps once you’ve decided to purchase a home. It’s not just about selecting the one with the best reputation. Being able to connect with your realtor on a personal level, as well as trust them professionally, will not only make the buying process more enjoyable, but will increase the odds of you finding your perfect home.

Don’t Skip the Home Inspection

After you have had your offer accepted, arrange to have a detailed home inspection done. Some first-time buyers will choose to forego the inspection to save whatever they can after spending so much, but spending $500 now can save you $5,000 later on.

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